#12DaysofChristmas – 11 Shopping Days till Christmas!

Help in avoiding online order slow- or no-shows   The Federal Trade Commission has gotten reports from consumers who didn’t get their orders as expected- or never at all. Here are some tips to make sure you have a good online […]

Read More

#12DaysofChristmas – Five Planning Ideas as you Prepare for 2019

As 2018 comes to an end, it’s time to start thinking about goals for the new year   Here are five topics worthy of your consideration as you enter 2019: Set financial planning goals Tax planning Risk management Meet with […]

Read More

Smart Consumer Series – Holiday Season Means Shopping for You and Identity Thieves too

It’s Shopping Season for Identity Thieves also! The holidays offer cybercriminals a chance to steal financial account information, Social Security numbers, credit card information and other sensitive data. When shopping online or in public places, please remember a few basic […]

Read More

Smart Consumer Series – Are Your Online Marketing Strategies Violating The Law?

Are you familiar with established Federal Trade Commission advertising principles as they apply to social media campaigns?   Which of the strategies discussed are you using? And are you avoiding legal pitfalls by making appropriate disclosures? Before working on your next […]

Read More

Is It Time For a Financial Wellness Check-up?

Check out this week’s Springfield Business Journal for Jeremy Loftin’s article on workplace financial wellness.   Financial stress affects 57% of employees according to a survey by PwC last year. A thorough financial wellness program can provide a more focused […]

Read More

Talking Estate Planning With Loved Ones

Today’s staff training helped us to better understand what can often be a difficult issue and how to facilitate important conversations for our clients and their loved ones Here are some conversation tips: Be clear about your purpose Frame it […]

Read More

Smart Consumer Series – FAQs on Credit Freezes

The Federal Trade Commission has posted a New Credit Law FAQ of the most common questions they are receiving about the new law. Questions include: Can I still use my credit card when a credit freeze is in place? I […]

Read More

Smart Consumer Series – Don’t Invite Investment Scams to Find You

Providing your phone number and email address in response to an online investment promotion may make you a target for fraud. Some investment scams start with a promotion or advertisement, like an intriguing online video or email, followed by a […]

Read More

Weekend Reading – Learnings from Lehman Brothers

Several questions arise as we reflect on the events of September 2008. Have we learned the lessons offered by the experience and taken corrective action? Have our powers of surveillance improved, so that we have a better chance of detecting […]

Read More

Smart Consumer Series – Free Credit Freezes and Year-Long Fraud Alerts

Starting September 21, 2018, you can freeze and unfreeze your credit file for free and, when you place a fraud alert, it will last one year, instead of 90 days.   What’s the difference between a credit freeze and a fraud […]

Read More