Weekly Market Update – June 17, 2019

  Last Week U.S. Inflation Data Disappoints – Headline Consumer Price Index (CPI) data dropped to 1.8% year-over-year in May while core levels ticked down to 2%. Global Political Tensions Challenge Investors – Financial markets sorted through a number of […]

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Happy Father’s Day

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Weekend Reading: Family Business Transitions – Rising to the Challenge

Family business transitions are often difficult, but there are steps families can take to help increase the chances of success   Only 12% of family businesses survive to the third generation. Developing a plan and process to prepare the next […]

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2019 SGForum Empower presented by The City of Springfield

2019 SGForum Empower   Our young professionals attended the inaugural SGF Forum last Friday! Springfield leaders gathered for lunch, and learned about emotional intelligence, loving our city, improv in business and critical conversations. Special guest, Peter Kageyama, taught attendees how […]

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Richard Russell featured in Springfield Business Journal

It’s estimated that for every 44 cases of senior financial abuse, only one is reported to authorities   Read more about financial exploitation and how to properly manage your loved ones’ finances

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Smart Consumer Series: How College Grads Can Boost Their Credit – and Why They Should

Your credit profile affects your ability to get a job, apartment, car loan, and even insurance   Congratulations to all of the recent college graduates! You did it!  Now’s the time to follow that smart move with another and take […]

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Weekend Reading: EU Fiscal Policy, Brexit and Tariffs

The EU’s political landscape is undergoing a shift   The European Union (EU) is a political and economic union borne after World War II of a desire for harmony in a scarred and divided European continent. The original concept was […]

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Congratulations to Director Donald Babb!

Donald Babb, 78, is scheduled to retire in January 2020   The first and only CEO of Bolivar’s Citizens Memorial Hospital system has announced his retirement. Babb has more than 50 years of experience in health care, and he’s worked […]

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Smart Consumer Series: Don’t Fall for These Money Tricks!

Watch out for solicitations from companies that want to charge you for financial tasks you can do free of charge   Sometimes you happily pay someone else to do a financial chore you could do yourself, like preparing your taxes […]

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Weekly Market Update – June 3, 2019

  Last Week U.S. Threatens Mexico with New Tariffs.  The U.S. threatened to implement escalating tariffs starting at 5% on all Mexican exports unless Mexico reached a solution to reduce migration flows towards U.S. borders U.S. Inflation Falls Short of […]

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Weekend Reading: Thinking Productively about Productivity

“Productivity isn’t everything, but, in the long run, it is almost everything” – Paul Krugman   Productivity measures how well an economy uses its resources. It is key to a wide range of social outcomes: job creation, economic growth and […]

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Market Punished S&P 500 Companies Reporting Negative EPS Surprises in Q1

The market has rewarded positive earnings surprises in Q1 less than average   The market has punished negative earnings surprises more than average during this earnings season. Companies in the S&P 500 that have reported positive earnings surprises for Q1 […]

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Weekly Market Update, May 29th, 2019

  Last Week Manufacturing Data Dips Across all Major Regions – May’s Federal Reserve minutes showed that Chairman Jerome Powell’s colleagues also believe temporary factors are keeping inflation below the Fed’s 2% target. Australia and India Elections Boost Respective Markets, […]

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Help us welcome Bill Nguyen

  Please join us in welcoming Bill Nguyen, our summer intern! Bill is a Springfield native, currently attending the University of Missouri in Columbia where he is working on his degree in Finance.   Follow us on Facebook and welcome […]

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Happy Memorial Day!

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Weekend Reading: 11 Best Practices for Non-Profit Directors

Advance your organization’s mission and contribute to its success and financial viability   Charitable organizations’ public image and reputation are increasingly impacted by their leaders’ integrity and strength. Well-run nonprofits have directors who hold the organization’s mission in high regard, […]

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Investor Preparedness Checklist

Are you prepared for your financial future?   The U.S. Securities and Exchange Commission lists 12 steps to consider when investing. It’s crucial to know what to look for, where to find it, and who to ask! Getting your personal […]

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Smart Consumer Series: Best New Car Deals for Memorial Day

Memorial Day Savings on Cars and SUVs   Memorial Day weekend is one of the best times of the year to buy a new car, and the annual advertising blitz touting deals is already underway. Dramatic savings can be expected […]

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Weekend Reading: A Guide to College-Savings Options

Finding the right college savings vehicle can be daunting   There are many choices, and it can be difficult to discern the differences between each type of account. Learn about the most common college-savings vehicles, including the tax treatment for […]

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Fraudulent Digital Asset and “Crypto” Trading Websites

Before making any investment, carefully read any materials you are given and verify the truth of every statement   The U.S. Securities and exchange Commission has recently observed investment scams where fraudsters tout digital asset or “cryptocurrency” advisory and trading […]

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Supporting Convoy of Hope Women’s Empowerment Program for Mother’s Day

  Thanks to all those who came out to support and participate in our event “Shop for Mother’s Day over Lunch.” We are proud to partner with local organizations supporting our community. Sunny spring weather resulted in an event everyone […]

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Smart Consumer Series: How to Find Hidden Summer Travel Bargains

What you need to know to find the best vacation deals   Memorial Day is just around the corner and your thoughts are likely turning to a burning question: “How am I going to spend my summer vacation?” According to […]

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Earnings Season Update – May 10, 2019

To date, 90% of the companies in the S&P 500 have reported actual results for Q1 2019   In terms of earnings, the percentage of companies reporting actual EPS above estimates (76%) is above the five-year average. In aggregate, companies […]

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Weekly Market Update – May 13, 2019

  Last Week Global Equities Shift Lower on Trade. Renewed trade concerns helped drive global equities 2.5% lower and temporarily invert the U.S. yield curve at the three-month and 10-year tenors. Emerging market equities declined the most of the major […]

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Ways to Make Your Home More Age-Friendly

Your kids are successfully launched and, suddenly, you seem to have more disposable income   This could be a good time to tackle the remodeling projects you’ve been putting off. And while you’re updating your house for style, consider adapting […]

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Tim Parrish featured in Springfield Business Journal

A team approach can help eliminate tunnel vision and the benefits generally outweigh the costs     Read more about collaborating with other professionals in your industry

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Smart Consumer Series: Is the Big Green Egg Grill Worth It?

Does anyone really need a $1,000-plus kamado grill?   For that price, you might expect an actual fossilized dinosaur egg, not a grill that looks like one. After all, some of the top-rated gas models cost a quarter of that […]

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Earning Season Update – May 3, 2019

To date, 78% of the companies in the S&P 500 have reported actual results for Q1 2019   In terms of earnings, the percentage of companies reporting actual EPS above estimates (76%) is above the five-year average. In aggregate, companies […]

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Weekly Market Update – May 6, 2019

  Last Week FED Chairman Powell Sees Low Inflation as Transitory – March’s core Personal Consumption Expenditure reading of 1.6% on a year-over-year basis came in below expectations and moved further away from the Federal Reserve’s 2% target. Labor Market […]

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Supporting Women’s Empowerment with Convoy of Hope, May 10, 2019

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Weekend Reading: Fixed Income Update

First Quarter 2019 Key Points: U.S. economic data has slowed, but has recently showed signs of bottoming The Federal Reserve abruptly reversed course, abandoning their messaging for additional rate hikes and pivoting back to maintaining an accommodative monetary policy Credit […]

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Earnings Season Update – April 26, 2019

To date, 46% of the S&P 500 have reported actual results for Q1 2019   In terms of earnings, the percentage of companies reporting actual EPS above estimates (77%) is above the five-year average. In aggregate, companies are reporting earnings […]

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Employee Spotlight: Get to know Marketing and Administrative Assistant Tylar Grant!

  Learn more about Tylar!

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Smart Consumer Series: How to Choose a Student Loan Repayment Plan

It can mean the difference between an affordable plan and a debt that balloons out of control   If you’re graduating from college this spring, congratulations! Now brace yourself. Nearly two out of three grads are leaving school with student loans. Now is […]

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Weekly Market Update – April 29, 2019

  Last Week U.S. to Remove Waivers on Iran Oil Imports -Last year, the U.S. reinstated sanctions on Iran but allowed waivers for some nations. These waivers are now scheduled to end. U. S Economy Grew 3.2% in the First […]

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19 Ways to Prepare for a Financial Emergency

40% of Americans do not have enough savings to cover a $400 emergency expense   According to the results of a Federal Reserve study released last year, the 35-day partial government shutdown that kicked off 2019 created a moment of […]

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National Place Volunteer Month Challenge

We a proud to partner with local businesses to support our community   We would like to thank all those who participated in the National Place Volunteer Month Challenge. We were able to collect over 200 items for the Kitchen […]

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Smart Consumer Series: Identity Theft Services

The protections identity theft services offer may be more limited than you think   There are a variety of ads on TV warning about the dangers of the “dark web” and urging you to sign up for identity theft services. […]

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Weekly Market Update – April 22, 2019

  Last Week European Manufacturing Data Moves in the Right Direction – Flash Purchasing Managers’ Index (PMI) readings for the U.S., Germany and Europe were released last Thursday. The U.S. was in-line with the March reading at 52.4 on the […]

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Happy Easter!

Wishing you a Peaceful and Happy Easter!

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2019 Easter Facts & Stats – Church, Candy & Cash

  Easter is much more than an occasion to break out your Sunday best or hop into a bunny costume. It is a day of great religious significance for the roughly 70% of Americans who classify themselves as Christians. Easter […]

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Think Twice Before Trading Based on Social Media

Investors use a variety of sources to gather information to make investment decisions   These sources can include analyst estimates, news stories, various measures of market volatility, and other tools. Recently, some investors have started using a new source of […]

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Estate Planning Strategies Can Cause Major Insurance Coverage Gaps

Property and casualty (P&C) insurance is often overlooked during the estate planning process   A lack of attention to related insurance policies during the process may lead to significant coverage gaps that could derail the purpose of the estate plan […]

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Smart Consumer Series: Things to Consider Before Donating to a New Charity

Take time to research the group asking for the donation   To many Americans, the phrase “We support our troops” is more than just a bumper sticker. They put their money where their heart is and contribute to organizations that […]

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Weekly Market Update – April 15, 2019

  Last Week U. K. Granted a Six – Month Extension to Brexit -At a European Union summit last week, U.K. Prime Minister Theresa May and EU leaders reached an agreement to delay the Brexit deadline through the end of […]

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Industry Analysts Project 7.5% Price Increase for S&P 500 Over the Next 12 Months

The current bottom-up 12-m0nth target price for the S&P 500 is 3096.66   During the first quarter, the S&P 500 index recorded an increase in value of 13.1%, which was the largest quarterly increase since Q3 2009 (+15.0%). Industry analysts […]

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Celebrating National Volunteer Month

We are proud to partner with local organizations to support our community   For #NationalVolunteerMonth, our office, along with our neighbors in National Place, are teaming up to tackle The Kitchen Inc.’s Spring/Summer wish list. The wish list includes items […]

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Smart Consumer Series: Deals on German Chocolates, Bread and Beer

Aldi wears its German roots proudly   Aldi carves a niche with imported German products you won’t find at your American supermarket chains: Seasonal Items – In early spring, it’s all about Easter. Look for Choceur Chocolate Surprise Eggs filled […]

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Weekly Market Update – April 8 , 2019

  Last Week China Makes Goodwill Gesture on Trade –The U.S. and China trade negotiations continued last week with positive news. In a gesture of goodwill (and also extensive need), China increased its purchases of U.S. farm products. U.S. Jobs […]

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Weekend Reading: Quarterly Review – Reincarnation

The central bank reincarnation has been celebrated by investors   First quarter 2019 market performance implies investors have faith that the reincarnation of central banks will lead to the rebirth of the global economic expansion, which suffered a noticeable slowdown […]

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What Does an “Inverted Yield Curve” Mean?

What is a yield curve, and what does it mean when it’s inverted?   In simple terms, the yield curve shows the price of borrowing money in the bond market. In a “normal” yield curve, long-term yields are higher than […]

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Smart Consumer Series: Basic Advice If Your Flight Gets Canceled

Basic advice on how to cope with flight disruptions of any kind   The worldwide grounding of the Boeing 737 Max is causing hundreds of U.S. flights to be canceled every day, scrambling the travel plans of thousands of passengers. […]

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Weekly Market Update – April 1, 2019

Last Week Modest gain for equities as interest rates push lower – Global equities were up 0.7% last week, as gains in the U.S. (1.4%) led the way, with muted returns in non-U.S. developed markets (0.0%) and emerging markets (-0.1%). […]

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Weekend Reading: Medicare – Everything You Want to Know but are Afraid to Ask

Medicare is an important piece of the American insurance landscape, not only for people age 65 and older, but for all Americans   Nearly 60 million Americans benefit from Medicare, and it is a vital part of the health insurance […]

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How to Choose the Right Trustee for Your Estate

Who is the right person to watch out for your interests after you’re gone? A family member, a member of your financial team, a bank, a professional trustee? To find the right answer, ask yourself the right questions: Should my […]

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Supporting Paisley Collins Memorial Ball, March 30, 2019

We are proud to partner with local organizations supporting our community Our Comprehensive 12-Month Financial Plan auction item is being featured at the Paisley Collins Memorial Ball, March 30, 2019, benefiting the Paisley Collins Memorial Foundation. The Paisley Collins Memorial […]

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Smart Consumer Series: Maintaining Your Personal Financial File

Use this brief guide to organize your personal paperwork Everyone needs to keep certain personal financial files more or less permanently. But which files should you keep, and why do you need to keep them? How long should you keep […]

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Weekly Market Update – March 25, 2019

Last Week U.S. yield curve moves closer to inversion. Following a dovish Fed and weaker than expected manufacturing data, interest rates moved lower across both the U.S. and Germany. The U.S. yield curve further flattened last week, with the 10-year […]

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Weekend Reading – Cyber Security for Small Business

The FTC provides a number of resources on cybersecurity topics   There are a number of online materials available to help you and your staff learn about cybersecurity and make it part of your business routine. Here are some ideas […]

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Where Are Analysts Most Optimistic on Ratings for S&P 500 Companies for Q1 2019?

With the end of the first quarter approaching, where are analysts most optimistic and pessimistic in terms of their ratings on stocks in the S&P 500?   How have analysts’ views changed over the past few months? Overall, there are […]

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Supporting Springfield Catholic Schools, March 30, 2019

We are proud to partner with local organizations supporting our community   Our Comprehensive 12-Month Financial Plan auction item is being featured at Emerald Evening, March 30th, 2019 benefiting the endowment for teachers’ salaries and providing new and updated educational […]

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Smart Consumer Series – A Guide to Getting Your Student Loans Forgiven

More than 100 programs can help you erase some or all of your debt   Two-thirds of college graduates leave school with student loans averaging $29,000, and many struggle to pay that debt back. But while millions of borrowers could […]

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Weekly Market Update – March 18, 2019

Last Week U.K Parliament Votes to Delay March 29 Deadline  –After rejecting Prime Minister Theresa May’s Brexit deal on Tuesday, and voting against leaving the European Union without a deal, parliament finally voted to delay the March 29 Brexit deadline. […]

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FAQ’s on 401(k)s

What you need to know about 401(k)s   Let’s face it, when it comes to talking retirement the discussion can go on. Knowing the questions to ask before meeting with your financial adviser, will save you time, money and give […]

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Celebrating International Women’s Day

Women Empowering Women   We celebrated International Women’s Day and learned about the Women’s Empowerment initiative at the International Women’s Day Luncheon by Convoy of Hope. Our staff, along with hundreds of other women, gathered together to honor and empower each other. Special […]

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Smart Consumer Series – What to Buy (& Skip) in March

The 4 Best Things to Buy in March – and 3 to Skip   Warmer weather is just around the corner, and the end to your cabin fever is in sight! Before you head out to refresh your spring routine, […]

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Weekly Market Update – March 3, 2019

Last WeeK European Central Bank Downgrades Growth Forecast in Dovish Tilt – Global equities declined 2.1% last week after less support from recent market-friendly trends including central banks hitting the pause button on further rate hikes, temporary U.S.-China trade relief […]

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Weekend Reading – How do Charitable Gift Annuities and Charitable Remainder Trusts Work?

For some donors, an alternative to an outright cash gift will flexibly fulfill their charitable intent as well as personal financial goals   For a nonprofit, “Cash is (often) King”: A donor receives a charitable deduction for an outright cash […]

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Earnings Insight Q4 2018

After an eventful Q4, check out some of the most interesting developments

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An Evening with Dr. Nancy O’Reilly

We are proud to sponsor An Evening with Dr. Nancy O’Reilly hosted by Rosie!   Tuesday evening, Springfield joined together to support Dr. Nancy O’ Reilly for the promotion of her new book, In This Together: How Successful Women Support Each […]

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Smart Consumer Series – What Women Need to Know About Money

Six strategies to weave a financial safety net that lasts a lifetime   Whatever your stage of life, you can chart a course to financial security. In the interest of equity, we’ll point out that the advice that follows can […]

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Supporting Chance in Charge, March 5, 2019

We are proud to partner with local organizations supporting our community Our Comprehensive 12-Month Financial Plan auction item is currently being featured at Chance in Charge Mardi Gras Soiree, March 5, 2019, benefiting Music Therapy of the Ozarks, Camp Barnabas & Dynamic Strides […]

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Weekly Market Update – March 4, 2019

 Last Week Powell Reiterates Fed’s patient approach to Congress – Federal Reserve Chairman Jerome Powell reinforced the patient approach the central bank would maintain in consideration of further interest rate hikes, in his testimony before the U.S. Senate committee. Brexit […]

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Weekend Reading – What Opportunity Zone Investors (and Observers) Should Consider Today

Investors should consider the full range of outcomes before putting their money to work in qualified opportunity zones   As an investor, you want to anticipate all the risks, pitfalls and ranges of outcomes before you put money to work. […]

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Earning Season Update – February 22, 2019

To date, 89% of the companies in the S&P 500 have reported actual results for Q4 2018   The percentage of companies reporting actual EPS above estimates (69%) is below the five-year average. In aggregate, companies are reporting earnings that […]

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Supporting Christian County Ducks Unlimited, March 2, 2019

We are proud to partner with local organizations supporting our community Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the 18th Annual Banquet and Barn Bash, March 2, 2019, benefiting Ducks Unlimited conservation programs and other outdoor services.  At […]

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SBDC Annual Luncheon – “We Love Our City of Springfield”

Shaping the future of the Springfield region – a place we’re all proud to call home   In the last 3 years, the economic development efforts of the Springfield Business Development Corporation have helped to create 1,748 new jobs and […]

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Weekly Market Update – February 25, 2019

Last Week Manufacturing Metrics Fall Across the Board –  Slowing economic growth expectations for 2019 have been realized through the drop in flash Purchasing Managers’ Index as Japan, Germany, and Europe all fell below the dividing line (50) between improving and declining […]

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Supporting The Kitchen Foundation, February 23, 2019

We are proud to partner with local organizations supporting our community   Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the 15th Annual Eyes in Disguise, February 23, 2019, benefiting the The Kitchen Foundation. The Kitchen brings stability and […]

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Weekend Reading – A Justifiable Rally

It’s surely a coincidence that the recent market rally occurred during the partial shutdown of the U.S. government   More conventional rally catalysts were the over-sold conditions created by excessive pessimism about growth and a dovish shift from the Federal Reserve. Equity valuations had fallen […]

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Supporting Smiles From the Heart, February 22, 2019

We are proud to partner with local organizations supporting our community   Our Comprehensive 12-Month Financial Plan auction item is currently being featured at Smiles From the Heart, February 22, 2019, benefiting the Greater Springfield Dental Society. Held once every three […]

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Supporting the Give a Child a Voice Foundation, February 23, 2019

We are proud to partner with local organizations supporting our community Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the Queen of Hearts Masquerade Ball, February 23, 2019, benefiting the the Give a Child a Voice Foundation. You […]

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Supporting Cents of Pride, February 23, 2019

We are proud to partner with local organizations supporting our community Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the Cents of Pride Tacos  & Trivia, February 23, 2019, benefiting students of Springfield Public Schools. If you like trivia […]

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Supporting Local Business

Proud to Partner with Jill Phillips, EOS Implementer, as location host for the February SBJ CEO Roundtable   Thank you EOS implementer, Jill Phillips, for partnering with us to host the February CEO Roundtable. The Springfield Business Journal’s CEO Roundtable brings […]

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Weekly Market Update – February 19, 2019

Last Week China Trade Data Surpasses Expectations – Imports and exports declined in January, but they both surprised to the upside as imports declined less than expected and exports increased year-over-year. Delayed December Retail Sales Come in Soft – The […]

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Happy Presidents Day!

A time for patriotic celebration and remembrance!   Happy Presidents Day, otherwise known as Washington’s Birthday! Originally established in 1885 in recognition of President George Washington, this holiday became popularly known as Presidents Day after it was moved as part […]

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Earning Season Update – February 8, 2019

To date, 66% of the companies in the S&P 500 have reported actual results for Q4 2018   In terms of earnings, the percentage of companies reporting actual EPS above estimates (71%) is equal to the five-year average. In aggregate, […]

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Valentine’s Day Love Grams (and Romance Scams)

People looking for romance are hoping to be swept off their feet, not caught up in a scam   In 2018, the FTC Consumer Sentinel had more than 21,000 reports about romance scams, and people reported losing a total of […]

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Supporting Community Partnership of the Ozarks, February 15, 2019

We are Proud to Partner with Local  Organizations Supporting Our Community! Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the Community Partnership Open event February 15, 2019, benefiting Community Partnership of the Ozarks. CPO was chosen as the […]

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Springfield News-Leader Business News

Did you see Tylar in Sunday’s Springfield News-Leader?   We are excited to welcome Tylar Grant to the team as Marketing and Administrative Assistant! Grant joins Diane Musick, Jackie Higgins, Jeremy Loftin, Holly Melton, Richard Russell, Sharon Jobe, Tim Parrish […]

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Smart Consumer Series – What to Do If Your FAFSA Application Gets Flagged for Verification

Five Steps to Avoid Losing Out on College Loans, Grants and Scholarships After Applying for Financial Aid   Even in the best of circumstances, applying for college financial aid can be a difficult task. But many students find themselves confronted with an […]

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Weekly Market Update – February 11, 2019

Last Week Global equities decline after six positive weeks. Global equities experienced their first weekly decline in 2019 driven primarily by declines in non-U.S. regions. U.S. equities were mostly unchanged (0.2%), while non-U.S. developed market (-1.4%) and emerging market equities (-1.2%) both declined. Trade tensions […]

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Supporting Missouri State University Hospitality and Leadership Students, February 10, 2019

We are Proud to Partner with Local Organizations Supporting Our Community!   Our Comprehensive 12-Month Financial Plan auction item is currently being featured at the Hospitality Wine Tasting event February 10th, 2019, benefiting students of the Missouri State University Hospitality and […]

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Weekend Reading – Taxes Around The World

As tax documents fill our mailboxes in the U.S., we explore the individual tax regimes around the world   Politicians for centuries have used taxation as a primary incentive to garner greater public influence. But the current surge in populism, […]

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Earnings Season Update – February 1, 2019

To date, 46% of the companies in the S&P 500 have reported actual results for Q4 2018   In terms of earnings, the percentage of companies reporting actual EPS above estimates (70%) is below the five-year average. In aggregate, companies […]

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Celebrating the Chamber Centennial in 2019!

We are a Proud Member of the Springfield Area Chamber of Commerce   Join us this year in celebrating the 100th birthday of the Springfield Area Chamber of Commerce. The Chamber focuses on: Creating Growth Taking Action Getting Connected Developing […]

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Smart Consumer Series – 9 Places to Find Free Money

State treasuries and other agencies are holding more than $40 billion in unclaimed assets   Unclaimed assets, often from accounts that have been inactive for a certain period of time, can include checking and savings, payroll checks, utility deposits and […]

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Weekly Market Update – February 4, 2019

Last Week Global Equities Recover After Tough Monday. Global equities began last week in decline following news of guidance cuts from companies impacted by slower Chinese growth only to bounce back on dovish Fed comments. Global equities moved 1.5% higher last week led […]

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Smart Consumer Series – Using a Health Savings Account to Pay Long-Term Care Premiums

You can tap an HSA to pay the premiums for a long-term-care insurance policy, but the amount you can withdraw tax-free depends on your age For 2019. the amount you can withdraw tax-free from your HSA depends on your age: […]

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Supporting SEAS Casino Night, February 2, 2019

We are proud to partner with local organizations supporting our community!   Our Comprehensive 12-Month Financial Plan auction item is currently being featured at Casino Night, February 2, 2019, benefiting St. Elizabeth Ann Seton School. Valued at $2,400, this financial plan […]

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Earnings Season Update: January 25, 2019

To date, 22% of the companies in the S&P 500 have reported actual results for Q4 2018   In terms of earnings, the percentage of companies reporting actual EPS above estimates (71%) is equal to the five-year average. In aggregate, […]

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Weekly Market Update – January 28, 2019

Last Week Fed Officials May Be Eyeing Early End To Balance Sheet Runoff. The Federal Reserve’s newfound flexibility has led Fed leaders to discuss the possibility of holding a larger portfolio of Treasuries than previously expected when the original wind-down began two […]

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Weekend Reading – Lucky Number 13: The GST Tax and Righting 13 Wrongs

Setting the record straight on the Generation-Skipping Transfer tax Forty plus years following the GST tax’s introduction into the tax code and the hits still keep coming. You’ve heard the list of complaints ( and even might have voiced them […]

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A Conversation With Laura Kiesel

Chief Administrative Officer Laura Kiesel interviewed by the Springfield Business Journal   Laura Kiesel sat down with the Springfield Business Journal to discuss company growth, market trends, and job responsibilities. Laura has over 30 years of knowledge in the financial […]

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Smart Consumer Series – Cyber-scam of the Week

The boss needs Itunes Gift Cards for customers NOW… If you ever wondered what a spear phishing attack looks like, see the email exchange below Did you know that one of the first things hackers try is to see if […]

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Weekly Market Update – Jan. 22, 2019

Last Week Chinese Trade, Industrial and Sales Trends Fall. Chinese imports fell 7.6% year-over-year and exports dropped 4.4%. Global equity markets responded negatively Monday with all major regions down for the day, with the steepest declines coming out of emerging markets. […]

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Tylar Grant A Springfield Business Journal Newsmaker

Check out Tylar’s feature in SBJ’s Newsmakers   As Marketing & Administrative Assistant, Tylar works closely with the team to make our marketing goals a reality. Tylar engages both our internal team and external stakeholders in our branding and marketing […]

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Martin Luther King Jr. Day – Remembering a Hero

Today we honor Martin Luther King Jr. His dedication to eliminating racial inequality through non-violent acts will never be forgotten. With great credit to Dr. King, African Americans were able to achieve genuine progress towards racial inequality. Dr. King is […]

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Weekend Reading – Uncertain Markets, Unending Shutdown

Making Sense of the Market & “Shutdown Shock” It is hard to know precisely what is on the mind of the markets; wide intraday swings experienced last month suggest mood shifts were substantial and frequent. But a series of concerns […]

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Cyber War, Cyber Crime and Protecting your Business

Our very own Operations Manager Diane Musick participated in this weeks’ Expert Edge series at the Springfield Chamber on Cyber War, Cyber Crime and Protecting your Business. Attendees learned five ways to protect your data from scammers, cyber crime and […]

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Supporting Springfield Catholic High School Athletics

Head over to JQH Arena Thursday at 7:30 pm to see the Irish play the McEarchen Indians during the Tournament of Champions first round Missouri Trust & Investment Company is a proud sponsor of Springfield Catholic High School athletics! Visit the Springfield Catholic athletic website below […]

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Smart Consumer Series – ID Thieves Exploit Snail Mail

A new mail tracking service provided by the U.S Postal Service has a loophole that ID thieves can take advantage of. When you sign up for Informed Delivery, the USPS will e-mail you scanned images of your unopened letters, including […]

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Weekly Market Update – Jan. 14, 2019

Last Week Fed Chairman Powell Reinforces Patience on Policy Tightening. Following the release of December’s Federal Open Market Committee minutes, Federal Reserve Chairman Jerome Powell confirmed that the central bank will be patient in further monetary policy decisions. Multiple Companies […]

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Weekend Reading – Retirement Planning for Every Life Stage

Envision yourself in retirement. Are you enjoying the lifestyle you thought you would have? Have you achieved the financial goals you laid out for yourself? If you are unsure how to answer these questions, you are not alone. Retirement planning […]

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Springfield News-Leader Business News

Did you see Laura in Sunday’s Springfield News-Leader? We are excited to welcome Laura Kiesel to the team as Chief Administrative Officer! Kiesel joins Diane Musick, Jackie Higgins, Jeremy Loftin, Richard Russell, Sharon Jobe, Tim Parrish and Tylar Grant on […]

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5 Often – Overlooked Questions to Ask your Financial Adviser in the New Year

Start your financial year off on the right foot by getting the answers to these 5 key questions Start 2019 one step ahead by asking your financial adviser these five commonly overlooked questions to help you optimize your finances. The new calendar […]

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Smart Consumer Series – Vendor Security

Not many small businesses do business these days without the services of third-party vendors, some of whom have access to your company’s sensitive information How to protect your business… Control access – Not everybody needs a backstage pass to your […]

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Help us Welcome Tylar Grant to the Team!

As a Marketing & Administrative Assistant, Tylar works closely with the team to make our marketing goals a reality. Tylar engages both our internal team and external stakeholders in our branding and marketing efforts. Her dedication to delivering exceptional customer […]

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Weekly Market Update – Jan. 7, 2019

Last Week Most Major Asset Classes Struggled in 2018. The Federal Reserve’s rate hike campaign and U.S.-China tensions were a focus for investors in 2018. Back and forth threats and tariffs as well as Fed rate hikes not matching market […]

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Weekend Reading – Wealth Planning with Art

The art environment is diverse and constantly changing. Wealth planning with art offers many opportunities Art inspires us. It intrigues us. Whether you view art as a passion or an investment, or perhaps a bit of each, today’s vibrant art market […]

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4 Tough Questions for #Investingin2019

Does a rocky ending to 2018 set investors up for a difficult 2019? Market volatility in late 2018 has investors wondering if 2019 will bring global recession and investment losses. Answers to tough questions about the global economy and how markets […]

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Smart Consumer Series – Young & Scrappy: Saving for Retirement

No excuses, you don’t need a 401(k)or employer to match After paying rent and maybe student loans, finding the money to save for retirement might seem like an impossible task. In a 2017 survey from GOBankingRates, more than 60% of […]

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Happy New Year!

“A goal without a plan is just a wish!” Larry Elder Is taking control of your finances one of your 2019 resolutions? We can help! Contact one of our team members to set up your next appointment!

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Weekend Reading – Top Economic Themes of 2018

Six themes emerge as we look back on a busy year full of economic news The year 2018 was initially heralded as the year of synchronized global expansion. It now concludes with countries going their separate ways, making markets anxious […]

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#12DaysofChristmas – Merry Christmas!

Merry Christmas from Missouri Trust & Investment Company! Wishing you a happy holiday!

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#12DaysofChristmas – Christmas Dinner Party

Missouri Trust & Investment Company Christmas Dinner Party Thank to Jenny and Nick Russo and the whole team at St Michael’s Sports Bar & Grille for a great event Friday night! In addition to appetizers and dinner, the night included […]

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#12DaysofChristmas – Holiday Trivia!

How well do you know your Christmas trivia? Head over to our Facebook or LinkedIn to participate in today’s Holiday Trivia.  In order to play, comment on this post with the correct answer to all three trivia questions. All participants […]

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#12DaysofChristmas – IRA Charitable Rollover

Due to higher standard deductions beginning in 2018, many taxpayers will be less likely to itemize deductions. While that is not necessarily a bad thing, it could require alternative strategies to minimize your tax burden. This is where the IRA […]

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Laura Kiesel a Springfield Business Journal Newsmaker!

Check out Laura’s feature in SBJ’s Newsmakers   As Chief Administrative Officer, Ms. Kiesel’s primary responsibility will be managing the administration operations for client accounts and communicating with clients, professional advisors, and Missouri Trust & Investment Company staff on the […]

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#12DaysofChristmas – Supporting CASA of Southwest Missouri

7 days till Christmas, have you mailed out your Christmas Cards yet?   For 2018, we are excited to partner with the CASA of Southwest Missouri to support their CASA Holiday Card Program. This year, we chose Christmas Tree by Michelle […]

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#12DaysofChristmas – Our Christmas Family

On the 7th day of Christmas, Missouri Trust & Investment Company filled our tree with gifts for a special Christmas family   This year, we had the opportunity to help one special family. From books to balls, socks to snowsuits, and toy cars and […]

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#12DaysofChristmas – Get to Know our Newest Team Member: Laura Kiesel

We wish you a #KieselChristmas and a Happy New Year!   As you know we a great new addition to our team! What better way to get to know our new hire than seeing how she likes to spend the most celebrated holiday […]

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#12DaysofChristmas – 11 Shopping Days till Christmas!

Help in avoiding online order slow- or no-shows   The Federal Trade Commission has gotten reports from consumers who didn’t get their orders as expected- or never at all. Here are some tips to make sure you have a good online […]

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#12DaysofChristmas – Ugly Christmas Sweater Weather

Join in on the fun as we host our first company Ugly Christmas Sweater Competition!   Introducing (from left to right)… #1 Jeremy Loftin “The Struggle is Real” #2 Diane Musick “Santa Claus is Coming to Town” #3 Richard Russell […]

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#12DaysofChristmas – Five Planning Ideas as you Prepare for 2019

As 2018 comes to an end, it’s time to start thinking about goals for the new year   Here are five topics worthy of your consideration as you enter 2019: Set financial planning goals Tax planning Risk management Meet with […]

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#12DaysofChristmas – Continuing Education hosted at Missouri Trust & Investment Company

If you are an attorney or CPA, today’s continuing education event was one you will be disappointed you missed!   Today we learned how to avoid being ensnared in an ethics trap and navigate conflicts of interest, lunch was provided […]

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12 Days of Christmas with Missouri Trust & Investment Company

Missouri Trust & Investment Company invites YOU to be a part of our 12 Days of Christmas Social Media Campaign!   Starting today and every day leading up to Christmas, we will post something uniquely related to the holidays. Posts will include […]

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We are Excited to Welcome Laura Kiesel to the Team!

Laura Kiesel joins Missouri Trust & Investment Company as Chief Administrative Officer     Please join us in welcoming Laura Kiesel. As Chief Administrative Officer, Ms. Kiesel’s primary responsibility will be managing the administration operations for client accounts and communicating […]

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A Life of High Purpose and Distinction

Today we mourn the passing of former President George H.W. Bush President Bush’s vision was to make the U.S a kinder and gentler nation. We honor his courage to serve in the U.S Navy and respect his dedication to uphold […]

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Smart Consumer Series – Holiday Season Means Shopping for You and Identity Thieves too

It’s Shopping Season for Identity Thieves also! The holidays offer cybercriminals a chance to steal financial account information, Social Security numbers, credit card information and other sensitive data. When shopping online or in public places, please remember a few basic […]

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Putting Our Best Foot Forward

We put our best foot forward this holiday season with our shoe drive fundraiser   We love supporting our local community, even if it involves stinky shoes! This year, we partnered with American Heritage Girls and Funds2Orgs Network to deliver gently worn shoes […]

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Weekly Market Update – Nov. 19, 2018

Last Week Oil enters bear market after dropping from early October peak. Since October 3, WTI crude oil has declined as much as 27% given a number of headwinds including weaker demand, increased supply from key producers, expectations for higher U.S. supply and […]

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Design Team of the Year Finalist: National Place

Most people might have missed the potential of the narrow lot at the corner of National Avenue and Montclair Street, but that’s not the case for Jon Dodd   Read why National Place and the team of Buxton Kubik Dodd Design […]

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Smart Consumer Series – Are Your Online Marketing Strategies Violating The Law?

Are you familiar with established Federal Trade Commission advertising principles as they apply to social media campaigns?   Which of the strategies discussed are you using? And are you avoiding legal pitfalls by making appropriate disclosures? Before working on your next […]

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Weekly Market Update – Nov. 12, 2018

Last Week Despite losses in emerging markets, global equities (1.0%) moved higher for the second week in a row. U.S. equities led the way with a 1.8% return, followed by non-U.S. developed markets (0.2%) and emerging markets (-1.9%). At last Thursday’s meeting, the Federal […]

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Weekend Reading – U.S. Midterm Analysis

This was no typical U.S. midterm election, as voter interest hit record levels — certainly catalyzed by high levels of campaigning and increasingly polarized parties   As an example of heightened engagement, early voting by younger voters appears to have surged from 850,000 […]

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When Real Estate Becomes Too Real

Check out this week’s Springfield Business Journal for Tim Parrish’s article on real assets Real assets are generally allocated to three broad categories: Real Estate Infrastructure Natural Resources Check out the full article below and contact Tim Parrish for more information […]

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Weekly Market Update – Nov. 5, 2018

Last Week Equity markets recovered from a weak start last Monday, as rumors of easing U.S.-China trade tensions helped boost non-U.S. equities especially in the latter part of last week Another solid U.S. jobs report despite rising wage growth. The jobs added […]

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Helping You Become an Informed Voter

Stop by our office for a copy of the League of Women Voter’s guide to the November 6, 2018 general election   Become an informed voter and learn about the positions of local candidates, proposed amendments and propositions!   For […]

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Is It Time For a Financial Wellness Check-up?

Check out this week’s Springfield Business Journal for Jeremy Loftin’s article on workplace financial wellness.   Financial stress affects 57% of employees according to a survey by PwC last year. A thorough financial wellness program can provide a more focused […]

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Talking Estate Planning With Loved Ones

Today’s staff training helped us to better understand what can often be a difficult issue and how to facilitate important conversations for our clients and their loved ones Here are some conversation tips: Be clear about your purpose Frame it […]

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Weekly Market Update – Oct. 29, 2018

Last Week Global equities entered 10% correction territory after falling 3.8% in a bumpy week, with declines across all major regions. U.S. equities declined 3.9% last week as ongoing headwinds from trade and concerns on Federal Reserve policy becoming too […]

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Bringing Awareness to Domestic violence

Along with 575 other local businesses, Missouri Trust & Investment Company supports domestic violence awareness month. Thanks to our neighbors Buxton Kubic Dodd and USA Mortgage, our lunch pizza fundraiser raised over $100 to benefit Harmony House and victims of […]

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Weekly Market Update – Oct. 22, 2018

Last Week Global equities fell slightly last week with a small 0.1% loss. Emerging markets (-0.8%) led global equities lower while developed ex-U.S. equities fell slightly (-0.2%) and U.S equities were flat. A summit in Europe failed to produce an […]

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Weekly Market Update – Oct. 15, 2018

Last Week All major regions finished the week with declines as rising U.S. bond yields continued to pressure equities. U.S. equities struggled the most, returning -4.2% followed closely by non-U.S. developed market equities (-4.0%). Emerging market equities performed best of the major regions but […]

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Smart Consumer Series – FAQs on Credit Freezes

The Federal Trade Commission has posted a New Credit Law FAQ of the most common questions they are receiving about the new law. Questions include: Can I still use my credit card when a credit freeze is in place? I […]

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Weekly Market Update – Oct. 9, 2018

Last Week U.S. and non-U.S. developed market equities declined 1.3% and 2.2%, respectively, while emerging markets struggled with a 4.5% drop The 10-year Treasury yield reached 3.23% near the end of last week, the highest since 2011 as investors become […]

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Weekend Reading – The Fed Reaches for the Stars

Federal Reserve Chairman Jerome Powell used a celestial metaphor to center his remarks at the recent Jackson Hole summit. The Fed’s decisions, he noted, are often based on the distance of inflation, unemployment and growth from their long-run equilibria. In […]

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Smart Consumer Series – Don’t Invite Investment Scams to Find You

Providing your phone number and email address in response to an online investment promotion may make you a target for fraud. Some investment scams start with a promotion or advertisement, like an intriguing online video or email, followed by a […]

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Weekly Market Update – Oct. 1, 2018

Last Week Friday marked the end of the third quarter, with global equities falling 0.6% last week, including declines across U.S. (-0.5%), non-U.S. developed market (-0.9%), and emerging market equities (-0.3%) Wednesday, the Fed raised rates for the third time […]

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Weekend Reading – Learnings from Lehman Brothers

Several questions arise as we reflect on the events of September 2008. Have we learned the lessons offered by the experience and taken corrective action? Have our powers of surveillance improved, so that we have a better chance of detecting […]

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Smart Consumer Series – Free Credit Freezes and Year-Long Fraud Alerts

Starting September 21, 2018, you can freeze and unfreeze your credit file for free and, when you place a fraud alert, it will last one year, instead of 90 days.   What’s the difference between a credit freeze and a fraud […]

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Weekly Market Update – Sep. 24, 2018

Last Week Global equities brushed off escalating trade tensions between the U.S. and China for a 1.6% weekly gain President Trump moved forward with the much-discussed round of tariffs on $200 billion worth of exports from China. Duties will start at 10% […]

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Weekend Reading – Analyzing Your Financial Health Using Personal Financial Ratios

Investors commonly use stock ratios such as price to earnings, price to book and dividend yield to assess the financial health of a company. The reasons the ratios are so widely used are because they convey a great deal of […]

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Smart Consumer Series – Cognitive Aging & Financial Exploitation

To help adults protect themselves from financial exploitation, the Federal Reserve Bank of Philadelphia published seven actions to take: Assign trusted contacts to all financial accounts Prepare a durable financial power of attorney Prepare a Will (and/or Trust) Keep up […]

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Weekly Market Update – Sep. 17, 2018

Last Week Turkey central bank move gives emerging markets a boost The European Central Bank and Bank of England both met last Thursday with meeting outcomes in-line with market expectations U.S. Consumer Price Index data released last Thursday revealed headline (2.7%) and core […]

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Updated Website and New Client Portal!

We’re excited to announce our updated website and new client portal.  The website was designed with a fresh look and offers a user-friendly experience with updated information about our services. The new client portal can be accessed from your desktop […]

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Proud to support the 2018 CMH Burgundy Ball

Saturday night’s Burgundy Ball at University Plaza supports patients and their families at the Carrie J. Babb Cancer Center at CMH. Check out the website for event information and the online auction catalog …including a comprehensive 12 month financial plan from […]

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Weekend Reading – Which tax-qualified investment plan gives you the most bang for the buck?

Suppose you want to best utilize $100. You could choose a traditional or Roth retirement plan, a health savings account or a 529 plan. Which would get the biggest bang for the buck? Let’s run a horse race among them… A horse race among […]

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Smart Consumer Series – Tips to avoid hurricane relief charity fraud

Do your homework if contacted by a charity raising funds. Check out FTC website for tips to help you plan your donation– and avoid scams.   Contact one of our fiduciary planners for assistance before you send any funds!  

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Richard Russell featured in Biz417 Corner Office

Check out the September/October 2018 edition of Biz417 where Richard “gets out of his comfort zone.”

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Weekly Market Update – Sep. 10, 2018

Last Week- Emerging market turmoil pulls global equities lower Wage growth reaches 2018 high in otherwise solid jobs report Amazon’s market cap hits $1 trillion U.S.-China trade tensions remain high This Week- Both the European Central Bank and Bank of England […]

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Smart Consumer Series – Tips on How to Recognize Check Fraud

Learn how to recognize check fraud and protect yourself

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Weekly Market Update – Sep. 4, 2018

Last Week- Modest weekly gains for each major equity region The U.S. and Mexico announce bilateral trade deal Core PCE hits the Fed’s 2% target Europe inflation readings slightly below consensus This Week- Jobs report the main focus in holiday-shortened […]

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Historical amounts being spent by S&P 500 index companies on share buybacks.

2Q 2018 is on pace to rank second in terms of total dollars spent on share buybacks with $164.4 billion based on data from the 85% of S&P 500 index companies to have reported as of August 10, 2018. During […]

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S&P Earnings Season Update: August 3, 2018

To date, 81% of the companies in the S&P 500 have reported actual results for Q2 2018. Key takeaways: Ten (of eleven) sectors are reporting double-digit earnings growth, led by Energy, Materials, and Information Technology. Four sectors are reporting double-digit […]

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CEO Roundtable: Trust Companies

SBJ talks with local executives to discuss trust industry trends. Read more: http://sbj.net/stories/ceo-roundtable-trust-companies,58882

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S&P 500 Earnings Season Update: May 25, 2018

S&P 500 Earnings Season Update: May 25, 2018 With 93% of the companies in the S&P 500 reporting results for Q1, 78% and 77% have reported a positive EPS and sales surprise, respectively, compared to the five-year average. Energy, Materials, […]

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Cash is Queen.

From the Desk of our Investment Policy Committee: Learn about how changes in interest rates can provide an interesting alternative for both Savers and Investors. Interest rates have moved up enough recently to provide both savers (those who are primarily […]

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S&P 500 Earnings Season Update: May 4, 2018

To date, 81% of the companies in the S&P 500 have reported actual results for Q1 2018. In terms of earnings, more companies are reporting actual EPS above estimates (78%) compared to the five-year average. Read more: https://insight.factset.com/sp-500-earnings-season-update-may-4-2018

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S&P 500 Earnings Season Update: April 27, 2018

To date, 53% of the companies in the S&P 500 have reported actual results for Q1 2018. In terms of earnings, more companies are reporting actual EPS above estimates (79%) compared to the five-year average. Read more: https://insight.factset.com/sp-500-earnings-season-update-april-27-2018

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Is $92,000 per Year Pocket Change?

Financial & Estate Planning Update: Is $92,000 per Year Pocket Change? At age sixty-five, there is an approximate 66% chance that person will need long-term care (LTC) at some point in their life going forward. On average, women need care […]

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Individual Bonds, Bond Funds and Bond Exchange Traded Funds

From the Desk of the Investment Policy Committee:  April 2018 – Individual Bonds vs. Bond Funds and Bond Exchange Traded Funds There are many ways of investing in fixed income to properly diversify a portfolio.  Often, bond mutual funds or […]

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