Smart Consumer Series – FAQs on Credit Freezes

The Federal Trade Commission has posted a New Credit Law FAQ of the most common questions they are receiving about the new law.

Questions include:

  • Can I still use my credit card when a credit freeze is in place?
  • I already had a fraud alert in place when the law took effect on September 21, 2018. Do I need to request a new fraud alert if I want a year-long alert?
  • How is placing a fraud alert different from placing a credit freeze?
  • Where can I find the contact information for Equifax, Experian and TransUnion?

Comments


Contact

We're ready to assist you

If you are looking ahead to how you can best invest your money for the future, our advisors would be happy to talk with you.

Contact us today